Simon Etter - Mortgage & Protection Adviser

for all your mortgage and protection needs – even the difficult ones!

Residential: First Time Buyer, Remortgages and Buy to Let mortgages
Interest rates are very low at the moment, so if you are a first-time buyer, looking to move property, or coming to the end of an existing fixed, tracker or discount mortgage product, please contact me for an initial discussion. I can help.

Please Note: Your home may be repossessed if you do not keep up repayments on your mortgage

Expat mortgages (purchase or re-mortgage)
I also do Expat mortgages (purchase or re-mortgage), for those people who have property in the UK but work abroad. I have recently completed a Buy to Let re-mortgage for a client with property in North London, but who works in Singapore for a large bank.

Please Note: Your home may be repossessed if you do not keep up repayments on your mortgage

Commercial mortgages
Commercial mortgages: for trading or investment companies who wish to buy commercial property, or develop property or land. I have contacts who can look at the proposed borrowing

Please Note: The Financial Conduct Authority does not regulate Commercial mortgages and some aspects of Buy to Let

Life Assurance and Serious Illness/Critical Illness Cover
Life Assurance and Serious Illness/Critical Illness Cover to protect the value of the mortgage, or to provide a lump sum upon death or diagnosis of a serious or critical illness.

Please Note: Pure protection policies do not have a cash value, unless a valid claim is made.

Income Protection cover
Income Protection cover based on 50 to 60% of a client’s annual salary to cover their monthly outgoings, when they have a long term illness or accident, and are unable to work. When they get better and return to work, the cover stops, although you can claim again. Accident, Sickness and Unemployment is similar to Income Protection but also includes unemployment cover.

Please Note: Pure protection policies do not have a cash value, unless a valid claim is made.